YouTube integrates PayPal's PYUSD to pay US creators

YouTube has added PayPal's PYUSD stablecoin as a payment option for its eligible creators in the US. The move was confirmed by PayPal's head of cryptocurrency, May Zabaneh, and by Google and YouTube themselves, as reported by Fortune.

This integration represents a significant step, as it lands within one of the largest recurring payment streams in the media industry.

An Imposing Payment Stream

In the past four years, YouTube has paid over $100 billion to creators, which implies approximately $25 billion per year flowing through the platform's monetisation stack.

The introduction of PYUSD does not force creators to "switch on-chain", but presents a stablecoin as a selectable "payment rail" within a familiar payment workflow, initially only for US users and on an opt-in basis.

The technical solution builds on the existing infrastructure. The documentation of Google AdSense for YouTube confirms that payments are issued and made available in PayPal Hyperwallet for US-based publishers. This keeps cryptocurrency management focused within the payment provider's custody and compliance environment.

Receive your payments via PayPal Hyperwallet - Google AdSense Help

Hyperwallet is a PayPal service that lets you deposit your AdSense and AdSense for YouTube earnings into your PayPal Hyperwallet account. PayPal Hyperwallet provides several options to receive your ea

Google AdSense Help

The Bridge to On-Chain Transfer

In practice, payment in PYUSD takes place in three steps: earnings issuance by YouTube, availability via Hyperwallet and a cash-out method selected by the creator.

The stablecoin fits into the latter phase. The service centre of PayPal explains that customers can transfer supported cryptocurrencies, including PYUSD, to external addresses. This creates a convenient bridge between a platform payment and an on-chain address without requiring YouTube to integrate wallets directly.

This distribution channel is significant because payments to creators behave like long-term payments to contributors: frequent, fragmented and often international. Even a small adoption rate can translate into a recurring transaction volume.

PYUSD has a market cap of around $3.91 billion and its inclusion is best understood as an incremental flow and a catalyst for new custom rather than an immediate shock to supply.

The YouTube-PYUSD integration demonstrates how the stablecoin can enter mainstream distribution without the platform turning into a crypto business. The final choice to keep a balance in custody, convert to fiat or transfer to an external address is up to the creator.